#Quicksilver capital one phone number upgrade#

If you are approved you should get notification right away that you were approved. You will see a “Request Credit Limit Increase” option. To actually request a CLI, its really easy, you will see it in your account under “I want to…” section/button. Keep in mind there is NO hard hit for this upgrade!Ĭapital One works on a 6 month rule, meaning every 6 months you can request a CLI, I have also heard talk of a 7/24 rule as well which is no more than 7 inquires over the last 24 months which a lot of banks even thought may never mention it, do in fact follow.Ĭapital One actually makes it pretty clear even on their website FAQs what they are looking for in order to approve a CLI. Assume its because you have no cards ready to upgrade.

#Quicksilver capital one phone number upgrade#

*its odd how it works, it will force login regardless if you already logged in and if there no cards valid to upgrade it will say no cards available to upgrade or link/offer no longer available. Here is a backdoor link to upgrading your Platinum and Quicksilver One cards to Quicksilver cards which will get you the 1.5% cashback. Keep in mind with the credit rebuilding cards you will probably only get approved for $300-500, both of mine were approved for $400 originally and then they automatically have a $100 CLI that happens after 5 or 6 on time payments. I have seen many people getting the credit rebuilding cards with a variety of data points from 500 credit scores (no derogs, good history, thin file) to my own which was in the 560s at the time when I got my first Capital One Quicksilver card (2010 BK, multiple lates/write offs) I believe they are in fact the ONLY credit card company that pulls a credit report from all 3 credit bureaus, this for many consumers is a huge turn off!ĭuring normal times (non-corona) Capital One likes to see a 680+ credit score on their regular cards and a 580+ on the credit rebuilding cards. Hard Pull (hard hit) on ALL 3 BUREAUS & 680+ credit score on regular cards like Venture and 580+ on credit rebuilding cards like the Quicksilver and Platinum cards.